Jefferson County Schools
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HOSPITAL INDEMNITY
(effective 7.1.2026)
What is Hospital Indemnity Insurance?
Supplemental coverage that helps offset costs associated with hospital stays, whether for planned or unplanned reasons. Payments made directly to you and benefits do not offset with medical insurance.
Plan Rules:
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Eligibility: Eligible full-time employees as designated by the board and their eligible dependents
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Coverage through Mutual of Omaha
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Routine childbirth and complications from pregnancy are covered
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No Health Questions Every Year!
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Claims must be filed with the carrier for reimbursement.
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The chart below is a sample of covered services. After7.1.2026, please see the Plan Certificate for a detailed listing of services in their entirety.
Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
Don’t forget to file your annual Wellness Benefit! CLICK HERE to access the Wellness Incentives page for additional details.
Why Hospital Indemnity Insurance Matters?
If you’re admitted to the hospital for a planned or unexpected stay, Hospital Indemnity Insurance helps provide financial support by:
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Paying a lump-sum benefit directly to you, not providers
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Helping cover deductibles, copays, and other out-of-pocket medical costs
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Giving you flexibility to use funds for everyday expenses like housing, childcare, and transportation