Jefferson County Schools

What is Voluntary Life & AD&D Insurance?

A financial protection plan which provides a cash benefit to the beneficiary upon death of the insured. Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will be met; goals like paying off a mortgage, keeping a business running, and paying for college. AD&D coverage is included as part of life insurance benefits and will pay out a lump-sum death benefit if the insured dies accidentally or passes away later as the direct result of the accident. The dismemberment benefit provides an additional lump sum payment if an insured becomes dismembered in an accident.

 

Plan Rules:

• Eligibility: Eligible full-time employees as designated by the board and their eligible dependents

• Coverage through OneAmerica

• Only covered employees may elect dependent coverage; Dependent coverage may not exceed employee coverage amount

• Evidence of Insurability (EOI) may be required if electing outside of initial enrollment or above guaranteed issue amounts

• If you and your spouse are both employed by Jefferson County, you both cannot cover each other or double cover their dependents. Please contact Campus Benefits if you have questions regarding coverage.

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Contact Campus Benefits for assistance with claims.

Email: mybenefits@campusbenefits.com

Call 1-866-433-7661, option 5​​